Employees can enrol only one spouse on the BCPSEA benefits program:
- A legal spouse
- An estranged spouse (separated)
- An ex-spouse (divorced)
- A common-law spouse
If you become divorced or legally separated from your Spouse, the following steps must be taken:
- To delete or change your Eligible Spouse, you are required to complete and sign the BCPSEA Benefits Change Form and provide that form to the Benefits Administrator.
- You must complete the Common Law Spouse Declaration Form, if applicable, to enrol a new common-law spouse.
- If the Family Status has changed (i.e. from Couple to Single), appropriate premium adjustments will be effective the first of the month coincident with or the next following date of change.
- Coverage may not be continued for an ex-spouse without a separation agreement or court order that states the member must continue coverage for the ex-spouse under the “employer-sponsored plan.”
- You may change your Eligible Spouse from an ex-spouse or estranged spouse to a common-law or a new legal spouse on the date the new spouse is eligible for coverage.
- You will be required to sign a Common Law Spouse Declaration form to enrol a common-law spouse.
- If you and your common-law spouse stop living together, the common-law relationship is deemed to have ended and the Spouse is no longer eligible for coverage under the BCPSEA Benefits Program.