If you have a new child through birth or legal adoption the following steps must be taken:

  • You must make the necessary change on the BCPSEA Benefits Change form and provide this form to the Benefits Administrator.
  • You must make the change within 4 months for Extended Health and Dental, or the Dependent Child may be treated as a Late Applicant.
  • If you already have Family Status, Pacific Blue Cross (PBC) will enrol the Dependent Child retroactive to the date eligible.
  • However, if you enrol your Dependent Child for dental and the child is three (3) years or older, the coverage will be effective on the first of the month following date of enrolment and the Late Applicant rules will be applied.
  • If the Family Status has changed (ie. from Couple to Family), appropriate premium adjustments (if applicable) will be effective the 1st of the month coincident with or the next following date of change.
  • If you gain a new child through legal or common-law marriage, the child must live with you or your Spouse to be an Eligible Dependent Child.

The following steps must be taken to enrol the child on your benefits plans:

  • You must make the necessary changes on the BCPSEA Benefits Change form and provide this form to the Benefits Administrator.
  • You must make the changes within 4 months for Extended Health and Dental, or the Dependent Child may be treated as a Late Applicant.
  • If the Family Status has changed (ie. from Couple to Family), appropriate premium adjustments (if applicable) will be effective the 1st of the month coincident with or next following date of change.

Note:

If you are already covered for Family coverage and fail to report the addition of a new Dependent Child to your extended health and dental plan, the Dependent Child will be added retroactively and there will be no premium adjustments.