SD 59 – Temp Teachers
EXTENDED HEALTH CARE
Insurer: Pacific Blue Cross
Policy Number: 20159
Reimbursement
80% until $1,000 paid per person per calendar year, 100% thereafter
Annual deductible
$50
Lifetime maximum
N/A
Termination Age
Coverage will terminate on June 30th following the date the Member attains age 75, or earlier retirement.
Medical referral travel benefit
Included;
Maximum for Meals and Accomodation: combined $40 per day for 3 days
Maximum for Mileage: $0.20 per KM
Survivor extension
Yes, to a maximum of 24 months
Prescription Drugs
Drug formulary
Blue Rx
Pay-direct drug card
Yes
Per prescription deductible
$0
Sexual dysfunction
Covered
Oral Contraceptives
Covered
Fertility
$20,000 per lifetime
Smoking cessation
Not covered
Medical Services & Supplies
Medi-assist
Included
Emergency out-of-province reimbursement
100%
Emergency out-of-province maximum
N/A
Hospital
Semi-Private
Private duty nursing (including in-home)
Room, board and normal nursing care provided in a licensed nursing home (for convalescent or chronic care, excluding custodial care) up to a maximum expense of $20 per day.
Hearing aids
$3,500 every 48 months
Other services and supplies (subject to reasonable and customary limits as defined by insurer)
Covered
Orthopedic shoes
$500 per calendar year
Orthotics
$500 per calendar year
Vision Care
Maximum
$550 every 24 months
Eye exams
One eye exam per 24 months covered separately, subject to “Reasonable and Customary” limit
Prescription sunglasses
Covered
Paramedical Services
Massage therapist
$900 per calendar year
Physiotherapy
$900 per calendar year
Chiropractor
$900 per calendar year
Psychology
$900 per calendar year
Naturopath
$900 per calendar year
Podiatry
$800 per calendar year
Acupuncture
$900 per calendar year
Speech therapy
$800 per calendar year
Osteopath
N/A
Christian Science
N/A
DENTAL CARE
Insurer: Pacific Blue Cross
Policy Number: 20159
Annual deductible
N/A
Dental fee guide
PBC Schedule 3
Specialist fee guide
Fee Guide +10%
Termination Age
Earlier of age 70 or retirement
Survivor extension
N/A
Basic Services
Reimbursement
100%
Maximum
N/A
Adult check-up
2 per year
Child check-up
2 per year
Endodontic/Periodontic Services
Reimbursement
100%
Maximum
N/A
Major Restorative Services
Reimbursement
80%
Maximum
$2,500 per calendar year
Orthodontic Services
Reimbursement
75%
Maximum
$5,000/Lifetime
Age limit
N/A
GROUP LIFE
Insurer: Pacific Blue Cross
Policy Number: 79520
Schedule
2 x annual earnings
Maximum
$150,000
Termination age
July 31st coincident with or next following the date you attain age 70 or the end of the month following the month in which you retire, whichever is earlier. Coverage will terminate on August 31st if transferring to another district.
Age reduction
50% at age 65
Waiver of premium definition
Matches LTD
Optional life
N/A
GROUP ACCIDENT
Insurer: AIG Insurance Company of Canada
Policy Number: Basic – 9428792 | Optional – 9428793
Principal sum
2 x annual earnings
Maximum
$150,000
Optional Accident
N/A
OPTIONAL CRITICAL ILLNESS
Insurer: SSQ
Policy Number: 1N230
Principal sum
$10,000 minimum, in units of $5,000, to a maximum of $150,000. (Guaranteed Issue Amount: $50,000)
Maximum
$150,000 (Active Employees & Spouses); $3,000 (Dependent Children)