SD37 – Continuing Ed Teachers
EXTENDED HEALTH CARE
Insurer: Pacific Blue Cross
Policy Number: 20037
Reimbursement
80% until $1,000 paid per person per calendar year, 100% thereafter
Annual deductible
$50
Lifetime maximum
N/A
Termination Age
Coverage will terminate on June 30th following the date the Member attains age 75, or earlier retirement.
Medical referral travel benefit
N/A
Survivor extension
Yes, to a maximum of 24 months
Prescription Drugs
Drug formulary
Blue Rx
Pay-direct drug card
Yes
Per prescription deductible
$0
Sexual dysfunction
Covered
Oral Contraceptives
Covered
Fertility
$20,000 per lifetime
Smoking cessation
Not covered
Medical Services & Supplies
Medi-assist
Included
Emergency out-of-province reimbursement
100%
Emergency out-of-province maximum
N/A
Hospital
Private or Semi-Private
Private duty nursing (including in-home)
$20,000 per calendar year
Hearing aids
$3,500 every 48 months
Other services and supplies (subject to reasonable and customary limits as defined by insurer)
Covered
Orthopedic shoes
$500 per calendar year
Orthotics
$500 per calendar year
Vision Care
Maximum
$550 every 24 months
Eye exams
1 every 24 months – separate from vision care maximum
Prescription sunglasses
Covered
Paramedical Services
Massage therapist
$1,000 per calendar year
Physiotherapy
$1,000 per calendar year
Chiropractor
$1,000 per calendar year
Psychological Counselling Services
$1,200 per calendar year
Naturopath
$900 per calendar year
Podiatry
$800 per calendar year
Acupuncture
$1,000 per calendar year
Speech therapy
$800 per calendar year
Osteopath
N/A
Christian Science
N/A
DENTAL CARE
Insurer: Pacific Blue Cross
Policy Number: 20037
Annual deductible
N/A
Dental fee guide
PBC Schedule 3
Specialist fee guide
Fee Guide +10%
Termination Age
The last day of the month following the month in which you terminate, retire, or are no longer eligible for coverage. Coverage will continue until October 1 in the event you retire between June 30 and August 31.
Survivor extension
For Dental work already in progress, within 90 days following the employees death an eligible dependent of the deceased employee may have dental work completed that commenced as part of a series of planned dental treatment(s) while the employee was living.
Basic Services
Reimbursement
100%
Maximum
N/A
Adult check-up
2 per Calendar year
Child check-up
2 per Calendar year
Endodontic/Periodontic Services
Reimbursement
100%
Maximum
N/A
Major Restorative Services
Reimbursement
60%
Maximum
$5,000 per calendar year
Orthodontic Services
Reimbursement
75%
Maximum
$5,000/Lifetime
Age limit
Covers adults and children
GROUP LIFE
Insurer: Pacific Blue Cross
Policy Number: 79520
Schedule
Flat $100,000
Maximum
$100,000
Termination age
The date you cease to be an insurable employee. However, if your employment ends between September 1st and May 31st, insurance terminates on the last day of the full semester following the semester in which the employment ends, provided the employee is not employed with another employer. If your employment ends between June 30th and August 31st, insurance terminates on the following October 1st.
Age reduction
N/A
Waiver of premium definition
Matches LTD
Optional life
Available
GROUP ACCIDENT
Insurer: N/A
Policy Number: N/A
Principal sum
N/A
Maximum
N/A
Optional Accident
N/A