SD34 – Teachers
EXTENDED HEALTH CARE
Insurer: Pacific Blue Cross
Policy Number: 20034
Reimbursement
80% until $1,000 paid per person per calendar year, 100% thereafter
Annual deductible
$50
Lifetime maximum
N/A
Termination Age
Coverage will terminate on June 30th following the date the Member attains age 75, or earlier retirement.
Medical referral travel benefit
N/A
Survivor extension
Yes, to a maximum of 24 months
Prescription Drugs
Drug formulary
Blue Rx
Pay-direct drug card
Yes
Per prescription deductible
$0
Sexual dysfunction
Covered
Oral Contraceptives
Covered
Fertility
$20,000 per lifetime
Smoking cessation
Not covered
Medical Services & Supplies
Medi-assist
Included
Emergency out-of-province reimbursement
100%
Emergency out-of-province maximum
N/A
Hospital
Private or Semi-Private
Private duty nursing (including in-home)
$20,000 per calendar year
Hearing aids
$3,500 every 48 months
Other services and supplies (subject to reasonable and customary limits as defined by insurer)
Covered
Orthopedic shoes
$500 per calendar year
Orthotics
$500 per calendar year
Vision Care
Maximum
$650 every 24 months
Eye exams
1 every 24 months – separate from vision care maximum
Prescription sunglasses
Covered
Paramedical Services
Massage therapist
$1,000 per calendar year
Physiotherapy
$1,000 per calendar year
Chiropractor
$1,000 per calendar year
Psychological Counselling Services
$1,500 per calendar year
Naturopath
$1,000 per calendar year
Podiatry
$800 per calendar year
Acupuncture
$1,000 per calendar year
Speech therapy
$800 per calendar year
Osteopath
N/A
Christian Science
N/A
DENTAL CARE
Insurer: Pacific Blue Cross
Policy Number: 20008
Annual deductible
N/A
Dental fee guide
PBC Schedule 2
Specialist fee guide
Fee Guide +100%
Termination Age
Earlier of age 70 or retirement
Survivor extension
Yes, to a maximum of 6 months
Basic Services
Reimbursement
100%
Maximum
Unlimited
Adult check-up
As indicated in the Fee schedule/Fee guide
Child check-up
As indicated in the Fee schedule/Fee guide
Endodontic/Periodontic Services
Reimbursement
Included in Basic Services
Maximum
Included in Basic Services
Major Restorative Services
Reimbursement
80%
Maximum
$1,500 per person per calendar year
Orthodontic Services
Reimbursement
75% for adults and 80% for children
Maximum
$5,000/lifetime for adults and unlimited for children
Age limit
Covers adults and children
GROUP LIFE
Insurer: Pacific Blue Cross
Policy Number: 20034
Schedule
3 x annual earnings
Maximum
$250,000
Non-evidence Maximum
N/A
Termination age
Earlier of age 70 or retirement
Age reduction
No reduction
Waiver of premium definition
Matches LTD
Optional life
Available
GROUP ACCIDENT
Insurer: N/A
Policy Number: Basic – N/A | Optional – N/A
Principal sum
N/A
Maximum
N/A
Optional Accident
N/A