What happens if I make a false statement concerning my or my Spouse’s smoking habits?
If an Optional Life or Optional Spouse Life insurance claim [...]
If I am presently being charged a smoker rate for Optional Life or Optional Spouse Life insurance, can this rate be changed to a non-smoker rate at a later date?
Yes. If the Insured has abstained from the use of [...]
I have optional life insurance for myself and/or my Spouse. Is it necessary to periodically complete a form to ensure that my smoking habits, or that of my Spouse, have not changed?
No. The only time that you or your Spouse must [...]
Can I waive coverage?
Most if not all of the benefits offered by the [...]